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Please read the terms and conditions (hereinafter referred to as the Terms) carefully. By using our Website, its content, and functionality (hereinafter collectively referred to as the Website), you agree to these Terms, the Privacy Policy, and the Legal Disclaimer. You also agree to comply with all rules and guidelines of WISEPROADVICE OÜ. Links to the Privacy Policy and the Legal Disclaimer are available at the bottom of the Website. If you do not agree to these Terms, please refrain from visiting our Website.

WISEPROADVIE OÜ reserves the right to change this policy at any time without further notice. If we make changes, we will post an updated version on this page with a new date of the last update. By using the Site, you agree that the posted policy and any changes to it apply to your interactions with WISEPROADVICE OÜ.


1. General Terms


1.1 In these Terms, the terms "You" and "Your" refer to the person using the WISEPROADVICE OÜ Website. The Terms govern your use of the Website and constitute a legally binding agreement (hereinafter referred to as the "Agreement") between you and WISEPROADVICE OÜ, which comes into effect immediately upon your use of the Website. By continuing to use the Website, you confirm that you have read, understood, and agree to be bound by the Terms of this Agreement.


1.2 The Terms are published in Russian. In the event of translation of the text of the Terms into other languages, the Russian version shall prevail and shall form the basis of the legal relationship between you and WISEPROADVICE OÜ.


1.3 This Website is operated by WISEPROADVICE OÜ, a company registered in Estonia under registration number 16962869, with its registered office at Harju maakond, Kuusalu vald, Pudisooküla, Männimäe/1, 74626.


1.4 The various services offered through the Website may be provided by WISEPROADVICE OÜ or any third party related to WISEPROADVICE OÜ.


2. Legal Requirements


2.1 You must be at least 18 years of age or the age of majority in your place of residence to use this Website.


2.2 If the laws of your country prohibit access to the services provided on this Website, you may not use this Website. By continuing to use it, you confirm that you are allowed to use the services provided on the Website in accordance with the laws of your country of residence.


2.3 The availability of the Website should not be construed as an offer or invitation to use the Website or the services provided on the Website in any country in which such use may be considered illegal. You are solely responsible for determining whether your use of the Website is legal in your country of residence.


3. Use of the Website


3.1 You undertake to use the Website only for lawful purposes. In the event that you discover any breach of our Terms committed by any person, you must promptly notify us by email and provide assistance, if requested, to stop or remedy such breach.


3.2 Intellectual Property Rights relate to all information, data, text, documents, graphics, logos, designs, images, photographs, videos, embedded media players, interactive features, advertising, and other content, services, or materials (or parts thereof) available through the Website (the Materials). These Materials are protected by copyright, trademarks, database rights, and other intellectual property rights and are owned by us or licensed to us or used by us in accordance with applicable laws or regulations. Nothing contained in this document shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Materials except as expressly permitted by these Terms. Except as expressly permitted on our Services, you agree not to copy, store in any media (including on another website), distribute, transmit, retransmit, republish, broadcast, modify, or publicly display any part of our Services and the Materials without our prior written permission (or the prior written consent of the owner of the relevant intellectual property rights, if applicable) under the Copyright, Designs, and Patents Act 1988.


3.3 When using the Website, you agree not to:

  • 3.3.1 distribute through the Website materials that may be threatening, offensive, defamatory, pornographic, or otherwise violate the rights of others, as well as materials that may damage or disrupt equipment, software, or networks (such as viruses);
  • 3.3.2 use the Website for commercial purposes;
  • 3.3.3 commit fraudulent, harmful, or illegal acts when using the Website;
  • 3.3.4 interfere with the operation of the Website or its associated servers and networks, and not violate its policies;
  • 3.3.5 restrict access to the Website by other users;
  • 3.3.6 reproduce, modify, or use any part of the Website without the prior written consent of the copyright holder;
  • 3.3.7 circumvent the protection of the Websites or change the copyright information;
  • 3.3.8 include parts of the Website in other products or services without permission;
  • 3.3.9 download or save the content of the Website without permission;
  • 3.3.10 use automatic devices to collect information from the Websites without consent.

Failure to comply with these terms may result in suspension of access to the Website or other measures by the administration.


3.4 We reserve the right, at our sole discretion, to suspend, restrict, or terminate your use of the Website at any time and without prior notice for any reason. This may be due to your use of the Website reducing its effectiveness or the effectiveness of the equipment and network, complaints from third parties about your use of the Website, or violations of these Terms. We are not responsible for notifying third parties, including third-party providers of services, goods, or information, of any action to suspend, restrict, or terminate your access to the Websites.


4. Limitation of Liability


4.1 The Website operates for informational purposes only, and WISEPROADVICE OÜ and all parties associated with WISEPROADVICE OÜ are not liable for any loss or damage arising from the use of materials obtained through the Website.


4.2 You understand and agree that the use of the Website involves risks inherent in the Internet and data transmission, including security risks and technical problems. Therefore, neither WISEPROADVICE OÜ nor any parties associated with WISEPROADVICE OÜ will be liable for any loss or damage caused by failures or problems with Internet networks, or for interruptions or limitations in the availability of the Website for any reason, including, without limitation, security or technical failures.


4.3 To the maximum extent permitted by law, WISEPROADVICE OÜ and its parties exclude liability for any direct, indirect, incidental, special, punitive damages, including financial losses, lost revenue, business interruption, security breach, viruses, computer failure or malfunction, loss of data or other intangible losses, even if a party has been advised of the possibility of such damages, arising out of these terms or in connection with the use of the websites or any materials obtained through the Website.


4.4 To the maximum extent permitted by law, WISEPROADVICE OÜ and its parties will not be liable to you or any other person for any errors or omissions in the Website, information available, decisions or actions based on the Website or information provided through it, or any loss or damages, including direct, indirect, special or other losses or damages arising out of or in connection with the use of the Website or any information or materials obtained by you through the Website.


4.5 WISEPROADVICE OÜ makes no warranties on its Website. The Website and all information you obtain through it are provided on an “as is” basis. To the fullest extent permitted by applicable law, the WISEPROADVICE OÜ parties disclaim all warranties, express or implied, including, without limitation, any implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, accuracy, completeness, non-infringement, uninterrupted and error-free service. WISEPROADVICE OÜ does not represent or warrant that the Website, the services and content available through the Website, or the software or information downloaded from the Website will be accurate, current, error-free, free of omissions, or free from viruses or other harmful components.


4.6 No information provided on the Website should be construed as legal, tax, accounting or other professional advice. 


4.7 We may include links to third party websites and some of the content visible on this Site may be provided, maintained or uploaded directly or indirectly by third parties. WISEPROADVICE OÜ is not responsible for these third party websites as they are governed by the terms of use of the relevant third parties.


5. If any of the terms of this agreement is found to be illegal, invalid or unenforceable under the laws of any state where these Terms apply, then to the extent and in such jurisdiction where such term is unenforceable, it will be excluded from the agreement and the remaining terms will remain valid and applicable. They will remain in full force and effect and will be binding.


6. These terms are governed by and interpreted in accordance with the laws of Estonia.


7. Any disputes arising in connection with or relating to our services shall be subject to the jurisdiction of the courts of Estonia.